Now Available with $0 Closing Costs

Every time you pay your mortgage, you are building equity in your home. And you can borrow against that equity to take that long awaited vacation, consolidate your debt, remodel your home, pay college tuition, or make the purchase of your dreams!

• No closing costs
• No annual fee for the first year
• Historically low rates
• Interest may be tax deductible
• Can serve as overdraft protection
• Free safe deposit box for one year

"OMNI BANK’S Home Equity Line Of Credit program is a great game plan to achieve your goals.”  - Drew Brees

The rate is variable. Maximum annual percentage rate is 18%. All loans & lines are subject to credit approval. Consult your tax advisor about deductibility of interest. $35 annual fee. Closing costs do not include $325 documentary tax for properties in Orleans Parish. Property insurance is required. Minimum advance is $15,000. Minimum line of credit is $25,000. Rates & terms are subject to change.

For additional information on the rate and terms, click here.

• 80% loan to value.
• Fully amortized loans for 3, 5 or 10 years, available.
• Loans with monthly payments based on an amortization of up to 15 years with 3, 5 or 10 year maturities available.
• Annual Percentage Rate will be reduced by 0.25% with automatic debit from an OMNI BANK account.

For more information or to apply for a home mortgage please contact an OMNI BANK lender or email us.

All applications are subject to normal credit criteria. Variable rate may increase after consummation.

Guarantee yourself peace-of-mind. Our overdraft protection plan provides you short-term coverage for those oversights, unexpected expenses, and immediate needs for extra cash. Applicants are subject to normal credit criteria

If you're looking for that special lot to build your "dream home" on in the future, OMNI BANK can help with the financing. OMNI BANK has loan programs available for residential lots. Terms of up to 15 years are available.

*Subject to normal credit criteria.

For more information or to apply for a home mortgage please contact an OMNI BANK lender at (504) 833-2900 or email us.

Getting ready to build your "dream home"? Let OMNI BANK provide you with construction financing. Terms up to 9 months, with interest only payable monthly are available.

* Subject to normal credit criteria.

For more information or to apply for a home mortgage please contact an OMNI BANK lender at (504) 833-2900 or email us.

Thinking about buying a car or truck? Let OMNI BANK finance your vehicle purchase. Whether it's new or used, OMNI BANK has attractive financing terms to meet your need. Terms up to 60 months are available for new vehicles and up to 54 months for used cars and trucks.

*Subject to normal credit criteria

For more information or to apply for a home mortgage please contact an OMNI BANK lender at (504) 833-2900 or email us.

Looking to do a little fishing or just want to relax on the water? OMNI BANK has financing available for that new or used boat you're considering. New and used boats can be financed for terms up to 15 years with a minimum of a 20% downpayment.

* Subject to normal credit criteria.

For more information or to apply for a loan please contact an OMNI BANK lender at (504) 833-2900 or email us.