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Deposit Rates
Deposit Rates

Deposit Rates

All rates are current as of

 

Certificates of Deposit

Annual Percentage Yield (APY) is subject to change. Fees may reduce the yield. Call (504) 833-2900 for an exact quote.

TERM RATE APY
 

              $1,000

30 Days - CD Only 0.10% 0.10%
60 Days - CD Only 0.10% 0.10%
90 Days - CD Only 0.50% 0.50%
6 Months - CD Only 0.90% 0.90%
9 Months - CD Only 0.90% 0.90%
12 Months - CD and IRA 1.24% 1.25%
18 Months - CD and IRA 1.98% 2.00%
24 Months - CD and IRA 1.98% 2.00%
24 Months (option) - CD and IRA 1.49% 1.50%
30 Months - CD and IRA 1.98% 2.00%
36 Months - CD and IRA 2.47% 2.50%
36 Months (option) - CD and IRA 1.49% 1.50%
60 Months - CD and IRA 3.00% 3.04%
60 Months (option) - CD and IRA 1.98% 2.00%
VARIABLE RATES - MIN DEPOSIT $100 RATE APY
6 Months - IRA Only 1.00% 1.00%
12 Months - IRA Only 1.49% 1.50%

Early withdrawal may result in penalties. The variable rate may change after the account is opened.

 

Interest Bearing Accounts

 

REGULAR SAVINGS RATE APY
(Min Dep $100.00) 0.25% 0.25%

 

MONEYMAX (no tiers) RATE APY
Personal (Min Dep $1,000.00) 0.25% 0.25%
Commercial (Min Dep $1,000.00) 0.25% 0.25%
Public (Min Dep $1,000.00) 0.25% 0.25%
Personal Power Checking (Min Dep $1,000.00) 0.25% 0.25%
HSA RATE APY
$0 - $10,000 0.50% 0.50%
$10,001 1.00% 1.00%

 

MARKET SMART MONEY MARKET     RATE APY
Personal $1,000 - $24,999   0.25% 0.25%
  $25,000 - $249,999   0.60% 0.60%
  $250,000 - $499,999   1.09% 1.10%
  $500,000   1.59% 1.60%
Business $1,000 - $24,999   0.25% 0.25%
  $25,000 - $249,999   0.60% 0.60%
  $250,000 - $499,999   1.09% 1.10%
  $500,000   1.59% 1.60%

OMNI BLUE MONEY 
MARKET
    RATE OMNI Blue APY
Personal $0 -  $9,999   0.90% 0.90%
  $10,000 - $24,999   1.24% 1.25%
  $25,000 - $99,999   1.40% 1.40%
  $100,000 - $249,999   1.49% 1.50%
  $250,000 - $499,999   1.59% 1.60%
  $500,000   1.83% 1.85%
 Business $0 - $9,999   0.90% 0.90%
  $10,000 - $24,999   1.24% 1.25%
  $25,000 - $99,999   1.40% 1.40%
  $100,000 - $249,999   1.49% 1.50%
  $250,000 - $499,999   1.59% 1.60%
  $500,000   1.83% 1.85%
REPO      RATE APY
       0.25% 0.25%
Earnings Credit for Commercial Accounts      RATE APY
       0.25% n/a

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