| Certificates of Deposit
|
Annual Percentage Yield (APY) is subject to change. Fees may reduce the yield. Call (504) 833-2900 for an exact quote.
| TERM |
RATE |
APY |
| |
$1,000 |
| 30 Days - CD Only |
0.10% |
0.10% |
| 60 Days - CD Only |
0.10% |
0.10% |
| 90 Days - CD Only |
0.50% |
0.50% |
| 6 Months - CD Only |
0.90% |
0.90% |
| 9 Months - CD Only |
0.90% |
0.90% |
| 12 Months - CD and IRA |
1.24% |
1.25% |
| 18 Months - CD and IRA |
1.98% |
2.00% |
| 24 Months - CD and IRA |
1.98% |
2.00% |
| 24 Months (option) - CD and IRA |
1.49% |
1.50% |
| 30 Months - CD and IRA |
1.98% |
2.00% |
| 36 Months - CD and IRA |
2.47% |
2.50% |
| 36 Months (option) - CD and IRA |
1.49% |
1.50% |
| 60 Months - CD and IRA |
3.00% |
3.04% |
| 60 Months (option) - CD and IRA |
1.98% |
2.00% |
| VARIABLE RATES - MIN DEPOSIT $100 |
RATE |
APY |
| 6 Months - IRA Only |
1.00% |
1.00% |
| 12 Months - IRA Only |
1.49% |
1.50% |
Early withdrawal may result in penalties. The variable rate may change after the account is opened.
|
| Interest Bearing Accounts
|
| REGULAR SAVINGS |
RATE |
APY |
| (Min Dep $100.00) |
0.25% |
0.25% |
| MONEYMAX (no tiers) |
RATE |
APY |
| Personal (Min Dep $1,000.00) |
0.25% |
0.25% |
| Commercial (Min Dep $1,000.00) |
0.25% |
0.25% |
| Public (Min Dep $1,000.00) |
0.25% |
0.25% |
| Personal Power Checking (Min Dep $1,000.00) |
0.25% |
0.25% |
| HSA |
RATE |
APY |
| $0 - $10,000 |
0.50% |
0.50% |
| $10,001 |
1.00% |
1.00% |
| MARKET SMART MONEY MARKET |
|
|
RATE |
APY |
| Personal |
$1,000 - $24,999 |
|
0.25% |
0.25% |
| |
$25,000 - $249,999 |
|
0.60% |
0.60% |
| |
$250,000 - $499,999 |
|
1.09% |
1.10% |
| |
$500,000 |
|
1.59% |
1.60% |
| Business |
$1,000 - $24,999 |
|
0.25% |
0.25% |
| |
$25,000 - $249,999 |
|
0.60% |
0.60% |
| |
$250,000 - $499,999 |
|
1.09% |
1.10% |
| |
$500,000 |
|
1.59% |
1.60% |
OMNI BLUE MONEY MARKET |
|
|
RATE |
OMNI Blue APY |
| Personal |
$0 - $9,999 |
|
0.90% |
0.90% |
| |
$10,000 - $24,999 |
|
1.24% |
1.25% |
| |
$25,000 - $99,999 |
|
1.40% |
1.40% |
| |
$100,000 - $249,999 |
|
1.49% |
1.50% |
| |
$250,000 - $499,999 |
|
1.59% |
1.60% |
| |
$500,000 |
|
1.83% |
1.85% |
| Business |
$0 - $9,999 |
|
0.90% |
0.90% |
| |
$10,000 - $24,999 |
|
1.24% |
1.25% |
| |
$25,000 - $99,999 |
|
1.40% |
1.40% |
| |
$100,000 - $249,999 |
|
1.49% |
1.50% |
| |
$250,000 - $499,999 |
|
1.59% |
1.60% |
| |
$500,000 |
|
1.83% |
1.85% |
| REPO |
|
|
RATE |
APY |
| |
|
|
0.25% |
0.25% |
| Earnings Credit for Commercial Accounts |
|
|
RATE |
APY |
| |
|
|
0.25% |
n/a |

|