From 6 months to 5 years, OMNI BANK can help you take advantage of this retirement plan for small businesses and the self employed. The security of a fixed rate is available on all SEPs 12 months and over, while variable rates apply to 6 month and 12 month accounts. There is a penalty for early withdrawal.

Fixed Rate Plan	Variable Rate Plan
12, 24, 36, or 60 months	6 or 12 months, rate subject to change weekly